Is cosmetic dentistry covered by dental insurance?
Generally, no. But it depends largely on your particular insurance plan and the reasons for doing the treatment. Debra V. Irvin, DDS, will be happy to submit a pre-treatment estimate to your insurance company to see if your plan covers the desired procedure. However, you should be aware that, except for preventive services like cleanings and exams, there are virtually no dental plans that cover 100% of treatment.
But it’s good to remember that there are cosmetic benefits to most of the dental restorations we offer. A crown that is needed to strengthen a weakened tooth can also improve the appearance of your smile. Dental fillings are necessary to restore oral health, but they will also help enhance your appearance.
If you are interested in a particular cosmetic dental treatment that is not covered by your insurance, we are happy to talk to you about our convenient payment options. CareCredit offers interest-free financing that allows you to make small monthly payments to cover the cost of your cosmetic treatment. If you pay the balance within the agreed period, you won’t be charged any interest. CareCredit is easy to apply for, and you can usually get an immediate response.
Please don’t get discouraged because you think you can’t afford a particular cosmetic treatment. We are always happy to discuss your options and help you find a way to get the results you’re looking for!